Interac e-Transfer Request Money allows you to request money you are owed from anyone with a valid email address or mobile number and a bank account at any Canadian Financial Institution that supports this feature. 

After you send a request for money, the recipient is notified instantly and can accept the request. After it is accepted, the requested amount will be automatically deposited into your account and a notification will be sent to you informing you that the funds have been deposited to your account. 

This feature is perfect for anyone who is owed money, from that friend who still hasn’t paid you back for that concert ticket to a business owner looking to receive payments.

How it works

1. Log in to online banking or the mobile App and navigate to “Request Interac e-Transfer®” feature found within the “Transfers" section.
2. Create a new contact or select a pre-existing contact that you wish to send the request for money to.
3. Type in the amount you are requesting and select the account you want the funds deposited into. You can add a personalized message outlining the nature of the request, an invoice number and a due date if needed.
4. After the request has been fulfilled funds are deposited into the specified account you selected and you are notified.

Note: When you initiate a Request Money, your account will be subject to a service charge when the other person accepts the request and the funds are deposited into your account. As an introductory offer Motor City will waive this charge. When the new fee takes affect, a message will appear before you confirm the transaction.

This feature allows the money you are being sent from an Interac e-Transfer® to be automatically deposited into your account without having to answer a security question. All you need to do is register your email address with Interac, and any e-Transfer® sent to that email address will automatically be deposited into your chosen account. This service is free to sign up for and free to use!

How it works

1. Set up your email:
   
   
   • In Online Banking: navigate to “Send Interac e-Transfer” under “Transfers.” In the center of the screen click on “Autodeposit” and follow the instructions.
   • In the Mobile App: navigate to “Settings,” select “INTERAC e-Transfer®,” click on “Autodeposit” and then follow the instructions.
2. Select your primary account where you want transfers to be deposited to automatically.
3. An email notification will be sent out to complete registration. Once completed you can now receive an e-Transfer® without having to answer a security question.